One Trust Home Loans

About

OneTrust Home Loans is a privately owned direct lender and loan servicer headquartered in San Diego, California. Established in 2013, the company operates nationwide, offering a comprehensive suite of mortgage solutions tailored to meet diverse client needs. 

Core Services

OneTrust Home Loans provides a wide array of loan products, including:

• Conventional Loans: Standard mortgage options for qualified borrowers.
• FHA, VA, and USDA Loans: Government-backed loans catering to first-time buyers, veterans, and rural property purchasers.
• Jumbo Loans: Financing for properties exceeding conventional loan limits.
• Portfolio Loans: Customized solutions for borrowers with unique financial situations.
• Construction and Lot Loans: Financing for new builds and land purchases.
• Reverse Mortgages: Options for homeowners aged 62 and above to access home equity.

The company also offers Non-QM (Non-Qualified Mortgage) products, such as bank statement programs and investor cash flow loans, providing flexible financing solutions for self-employed individuals and investors.